NPCI and UP
NPCI, UPI, 24-hour limit ₹10 lakh, ₹5 lakh per transaction, capital market investments, insurance payments, credit card bill payments, collections, travel payments, government e-Marketplace (GeM), tax payments, foreign exchange, digital account opening, EMI/loan payments, P2M transactions, P2P ₹1 lakh unchanged, effective September 15 2025